:root{--blue:#2454d6;--blue-deep:#173da8;--gold:#d4af37;--gold-text:#927017;--ink:#172a44;--muted:#58677c;--ivory:#faf9f6;--line:#e3e5eb;--white:#fff;--radius:14px}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:115px}body{margin:0;background:var(--ivory);color:var(--ink);font-family:system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-size:16px;line-height:1.65}body.dialog-active{overflow:hidden}button,input,select,textarea{font:inherit}button,a,input,select,textarea,summary{-webkit-tap-highlight-color:transparent}a{color:inherit;text-decoration:none}button{cursor:pointer}img{display:block;max-width:100%}h1,h2,h3,p,figure{margin:0}h1,h2{font-family:Georgia,"Times New Roman",serif;font-weight:400;letter-spacing:-.045em;line-height:1.1}h2{font-size:clamp(2.2rem,3.9vw,3.55rem)}h1 em,h2 em{font-weight:400;font-style:italic}h3{font-weight:550;line-height:1.25}p+p{margin-top:1em}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--gold);outline-offset:5px}input:focus-visible,select:focus-visible,textarea:focus-visible{outline:2px solid var(--blue);outline-offset:2px}[hidden]{display:none!important}.container{width:min(1240px,calc(100% - 96px));margin:0 auto}.section{padding:104px 0}.sr-only{position:absolute;width:1px;height:1px;padding:0;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:fixed;z-index:1000;top:-100px;left:20px;padding:12px 20px;background:var(--white);color:var(--blue)}.skip-link:focus{top:12px}
.button{display:inline-flex;align-items:center;justify-content:center;gap:26px;min-height:52px;padding:14px 25px;border:1px solid transparent;border-radius:7px;background:var(--blue);color:var(--white);font-size:14px;font-weight:650;line-height:1.4;transition:background .2s,transform .2s;white-space:normal}.button:hover{background:var(--blue-deep);transform:translateY(-2px)}.button span{font-size:20px;font-weight:400}.button:disabled{opacity:.5;cursor:not-allowed;transform:none}.button-small{min-height:44px;font-size:13px;padding:12px 18px;gap:14px}.button-gold{background:var(--gold);color:#122d75}.button-gold:hover{background:#e1c15c}.button-white{background:var(--white);color:var(--blue)}.button-white:hover{background:#f3e7bf}.text-link{display:inline-flex;align-items:center;gap:20px;color:var(--blue);font-size:14px;font-weight:650}.text-link:hover{text-decoration:underline;text-underline-offset:5px}.text-button{border:0;background:none;color:inherit;padding:0;font-size:13px;text-decoration:underline;text-underline-offset:4px}.eyebrow{display:flex;align-items:center;gap:15px;color:var(--blue);font-size:11px;font-weight:650;letter-spacing:.19em;text-transform:uppercase;margin-bottom:20px}.gold-rule{width:39px;height:2px;background:var(--gold)}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid rgba(23,42,68,.07);padding:11px 0}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{display:block;flex-shrink:0}.brand-art{display:block;width:210px;line-height:0}.brand-logo{display:block;width:100%;height:auto;overflow:hidden}.brand-logo image{mix-blend-mode:multiply}.main-nav{display:flex;align-items:center;gap:24px}.main-nav>a{font-size:13px;font-weight:550}.main-nav>a:not(.button):hover{color:var(--blue)}.menu-toggle{display:none;background:none;border:1px solid var(--line);border-radius:6px;padding:12px}.menu-lines{display:block;width:22px;height:15px;position:relative;border-top:2px solid var(--blue);border-bottom:2px solid var(--blue)}.menu-lines:after{content:"";position:absolute;height:2px;width:22px;background:var(--blue);top:5px}
.hero{overflow:hidden;background:var(--ivory)}.hero-grid{display:grid;grid-template-columns:1.08fr 1fr;gap:62px;align-items:center;padding-top:60px;padding-bottom:78px}.hero-copy{padding:22px 0}.hero h1{font-size:clamp(2.9rem,5.25vw,5.2rem);color:var(--blue);margin-bottom:26px}.hero h1 em{color:var(--blue-deep)}.hero-intro{max-width:470px;font-size:17px;line-height:1.85;color:var(--muted)}.hero-actions{display:flex;align-items:center;gap:28px;flex-wrap:wrap;margin-top:32px}.hero-note{display:flex;align-items:center;gap:11px;font-size:11px;color:var(--muted);margin-top:30px}.note-dot{width:5px;height:5px;flex-shrink:0;border-radius:50%;background:var(--gold)}.hero-visual{position:relative;padding:0 10px 0 0}.hero-picture{height:590px;border-radius:260px 260px 12px 12px;overflow:hidden;position:relative;background:#d9d7d1}.hero-picture img{width:100%;height:100%;object-fit:cover;object-position:50% center}.hero-gold-arc{position:absolute;inset:-16px -14px 26px 20px;border:1px solid var(--gold);border-radius:260px 260px 18px 18px;opacity:.8;pointer-events:none}.hero-caption{position:absolute;bottom:34px;left:-34px;display:flex;align-items:center;gap:18px;box-shadow:0 12px 45px rgba(27,45,77,.12);padding:22px 28px;background:var(--white);border-radius:7px;min-width:250px}.hero-caption>span{height:37px;width:2px;background:var(--gold)}.hero-caption p{font-size:13px;line-height:1.7;color:var(--muted)}.hero-caption strong{color:var(--blue);font-weight:650}.hero-bottom{background:var(--blue);color:var(--white)}.hero-bottom .container{display:flex;justify-content:space-between;align-items:center;gap:20px;padding-top:23px;padding-bottom:23px}.hero-bottom span{font-size:11px;text-transform:uppercase;letter-spacing:.14em}.hero-bottom span+span:before{content:"•";color:var(--gold);margin-right:42px}
.services-section{background:var(--white)}.section-heading{margin-bottom:48px}.section-heading h2{color:var(--blue)}.services-heading{display:grid;grid-template-columns:1.2fr 1fr;gap:100px;align-items:end}.services-heading>p{color:var(--muted);max-width:450px;font-size:15px}.service-row{border-top:1px solid var(--line)}.service-row:last-child{border-bottom:1px solid var(--line)}.service-row summary{display:grid;grid-template-columns:64px 1fr 30px;align-items:center;gap:20px;padding:29px 0;list-style:none;cursor:pointer}.service-row summary::-webkit-details-marker{display:none}.service-number{font-family:Georgia,serif;color:var(--gold-text);font-size:24px}.service-label{font-size:11px;color:var(--muted);display:block;margin-bottom:5px}.service-row h3{font-family:Georgia,serif;font-weight:400;color:var(--blue);font-size:clamp(24px,2.4vw,32px);letter-spacing:-.035em}.service-toggle{position:relative;width:20px;height:20px}.service-toggle:before,.service-toggle:after{content:"";position:absolute;background:var(--blue);left:0;top:9px;width:18px;height:1px}.service-toggle:after{transform:rotate(90deg);transition:transform .2s}.service-row[open] .service-toggle:after{transform:rotate(0)}.service-detail{padding:0 70px 30px 84px;display:grid;grid-template-columns:1.1fr .7fr;align-items:center;gap:70px}.service-detail p{font-size:14px;color:var(--muted);line-height:1.85}.service-detail .text-link{justify-self:end}.other-solutions{padding-top:37px}.other-solutions p{font-size:12px;color:var(--muted);margin-bottom:15px}.other-solutions>div{display:flex;flex-wrap:wrap;gap:10px}.other-solutions a{font-size:12px;border:1px solid var(--line);border-radius:5px;padding:9px 13px;color:var(--blue)}.other-solutions a:hover{background:var(--ivory);border-color:var(--gold)}
.approach-section{background:var(--blue);color:var(--white);padding-bottom:0}.approach-grid{display:grid;grid-template-columns:1.15fr 1fr;gap:100px}.approach-copy .eyebrow{color:#edcd75}.approach-copy h2{margin-bottom:28px}.approach-copy h2 em{color:#f3dfaa}.approach-copy>p:not(.eyebrow){font-size:15px;line-height:1.85;color:#e0e8ff;max-width:440px}.approach-copy .button{margin-top:32px}.process-list{list-style:none;padding:0;margin:0;display:grid;gap:28px;align-content:center}.process-list li{display:flex;align-items:flex-start;gap:22px;border-bottom:1px solid rgba(255,255,255,.23);padding-bottom:27px}.process-list li:last-child{border:0}.step-number{font-family:Georgia,serif;font-size:24px;color:#edcd75}.process-list h3{font-size:17px;color:var(--white);margin:2px 0 8px}.process-list p{font-size:13px;line-height:1.75;color:#e0e8ff;max-width:370px}.adviser-strip{display:flex;align-items:center;gap:20px;margin-top:65px;padding-top:30px;padding-bottom:30px;border-top:1px solid rgba(255,255,255,.24)}.adviser-monogram{display:flex;align-items:center;justify-content:center;width:43px;height:43px;flex-shrink:0;border:1px solid var(--gold);border-radius:50%;font-family:Georgia,serif;font-size:15px;color:#f3dfaa}.adviser-identity strong{font-size:13px;display:block}.adviser-identity span{font-size:11px;color:#d9e3ff}.adviser-strip>p{font-family:Georgia,serif;font-style:italic;margin-left:auto;font-size:17px;color:#edf1ff}.adviser-strip>a{font-size:13px;margin-left:10px;font-weight:600;white-space:nowrap}
.team-section{background:var(--ivory)}.team-heading h2{color:var(--blue)}.team-grid{display:grid;grid-template-columns:.85fr 1.2fr;gap:80px;align-items:start}.team-portrait{max-width:470px;min-width:0}.team-photo-frame{aspect-ratio:3/4;overflow:hidden;border-radius:140px 140px 12px 12px;border:1px solid var(--line);background:#e8e5df;box-shadow:14px 14px 0 rgba(212,175,55,.13)}.team-photo-frame img{width:100%;height:100%;object-fit:contain;object-position:50% 50%}.team-portrait figcaption{font-family:Georgia,serif;font-size:18px;font-style:italic;line-height:1.6;color:var(--blue);border-left:2px solid var(--gold);padding-left:18px;margin-top:30px}.team-story{min-width:0}.team-story h3{font-family:Georgia,serif;font-weight:400;color:var(--blue);font-size:clamp(27px,2.6vw,36px);letter-spacing:-.035em}.team-role{color:var(--gold-text);font-size:13px;font-weight:600;margin-top:10px}.team-bio{margin-top:25px;font-size:14px;color:var(--muted);line-height:1.85}.team-values{display:flex;flex-wrap:wrap;gap:10px 22px;margin-top:25px;font-size:11px;font-weight:650;color:var(--blue);text-transform:uppercase;letter-spacing:.12em}.team-values span:before{content:"";display:inline-block;width:4px;height:4px;background:var(--gold);border-radius:50%;margin-right:9px;vertical-align:middle}.team-story>.text-link{margin-top:28px}
.mission-section{background:var(--white)}.mission-grid{display:grid;grid-template-columns:.95fr 1.2fr;gap:100px;align-items:start}.mission-copy h2{color:var(--blue);margin-bottom:28px}.mission-copy>p:not(.eyebrow){font-size:14px;line-height:1.85;color:var(--muted);max-width:480px}.mission-projects{list-style:none;margin:0;padding:0}.mission-projects li{border-bottom:1px solid var(--line)}.mission-projects li:first-child{border-top:1px solid var(--line)}.mission-projects a{display:grid;grid-template-columns:36px minmax(0,1fr) 20px;gap:18px;align-items:start;padding:25px 0}.mission-number{font-family:Georgia,serif;font-size:21px;color:var(--gold-text);line-height:1.4}.mission-projects h3{font-family:Georgia,serif;font-weight:400;color:var(--blue);font-size:23px;margin-bottom:9px;letter-spacing:-.02em}.mission-projects p{font-size:13px;color:var(--muted);line-height:1.8}.mission-arrow{font-size:22px;line-height:1.4;color:var(--blue)}.mission-projects a:hover h3{text-decoration:underline;text-underline-offset:5px}.mission-promise{display:flex;align-items:center;justify-content:space-between;gap:30px;border-top:1px solid var(--gold);padding-top:32px;margin-top:50px}.mission-promise p{font-family:Georgia,serif;color:var(--blue);font-size:30px;line-height:1.3;letter-spacing:-.035em}.mission-promise em{color:var(--blue-deep)}.mission-promise .button{max-width:350px}
.project-intro{background:var(--ivory)}.project-intro-grid{display:grid;grid-template-columns:1fr .8fr;align-items:center;gap:130px}.project-intro h2{color:var(--blue);margin-bottom:22px}.project-intro p:not(.eyebrow){font-size:15px;color:var(--muted);max-width:390px}.quick-form{background:var(--white);border:1px solid var(--line);box-shadow:0 12px 45px rgba(27,45,77,.04);border-radius:var(--radius);padding:32px}.quick-form>label{display:block;font-size:12px;font-weight:600;margin:15px 0 8px}.quick-form>label:first-child{margin-top:0}.quick-form .button{width:100%;margin-top:24px}.quick-form .form-note{font-size:10px!important;text-align:center;margin-top:14px;max-width:none!important}
.calculator-section{background:#f0f2f7}.calculator-heading{display:grid;grid-template-columns:1.2fr 1fr;align-items:end;gap:70px}.calculator-heading>p{font-size:14px;line-height:1.85;color:var(--muted);max-width:410px}.calculator-panel{display:grid;grid-template-columns:1.3fr 1fr;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:0 14px 50px rgba(27,45,77,.04)}.calculator-form{padding:36px;background:var(--white)}.calc-form-heading{display:flex;align-items:center;justify-content:space-between;gap:15px;margin-bottom:26px}.calc-form-heading h3{font-family:Georgia,serif;font-size:23px;font-weight:400;color:var(--blue)}.calc-form-heading .text-button{font-size:11px;color:var(--muted)}.calc-fields{display:grid;grid-template-columns:1fr 1fr;gap:23px 20px}.field label,.contact-form>label{display:block;font-size:11px;font-weight:600;margin-bottom:8px}.input-affix{position:relative;display:flex;align-items:center}.input-affix input{padding-right:55px}.input-affix>span{position:absolute;right:13px;top:50%;transform:translateY(-50%);font-size:11px;color:var(--muted);pointer-events:none}.label-note{font-weight:400;color:var(--muted)}input:not([type=range]):not([type=checkbox]),select,textarea{width:100%;min-width:0;border:1px solid #d7dce6;border-radius:6px;background:var(--white);color:var(--ink);padding:12px 13px;min-height:45px;font-size:14px}input[type=number]{appearance:textfield}input::-webkit-inner-spin-button{appearance:none}textarea{resize:vertical;min-height:95px}select{padding-right:30px}.amortization-field{margin-top:28px}.amortization-field label{font-size:12px;display:flex;align-items:center;justify-content:space-between}.amortization-field output{font-weight:650;color:var(--blue)}input[type=range]{width:100%;accent-color:var(--blue);margin:17px 0 9px}.range-endpoints{display:flex;justify-content:space-between;font-size:10px;color:var(--muted)}.extra-costs{margin-top:24px;font-size:12px}.extra-costs summary{cursor:pointer;color:var(--blue)}.extra-costs .field{margin-top:16px}.field-hint{font-size:10px;color:var(--muted);margin-top:8px}.calc-validation{font-size:12px;color:#9b2e25;margin-top:18px}.calculator-result{background:var(--blue);color:var(--white);padding:36px;display:flex;flex-direction:column}.result-kicker{font-size:10px;text-transform:uppercase;letter-spacing:.13em;color:#dfe7ff}.main-result{padding:20px 0 27px;display:grid;gap:5px}.main-result strong{font-family:Georgia,serif;font-weight:400;line-height:1.2;font-size:clamp(35px,4.2vw,55px);letter-spacing:-.045em}.main-result span{font-size:11px;color:#dfe7ff}.bar-label{display:flex;justify-content:space-between;font-size:11px;margin-bottom:6px}.bar-track{height:6px;background:rgba(255,255,255,.16);border-radius:4px;margin-bottom:17px;overflow:hidden}.bar-track>span{display:block;height:100%;border-radius:4px;transition:width .2s}.bar-current{background:#cfdbff}.bar-projected{background:var(--gold)}.monthly-difference{display:flex;justify-content:space-between;align-items:baseline;gap:18px;background:rgba(255,255,255,.1);padding:15px 16px;border-radius:6px;margin-top:6px}.monthly-difference>span{font-size:10px;max-width:130px}.monthly-difference strong{font-size:18px;color:#f3dfaa;white-space:nowrap}.monthly-difference.negative strong{color:#fff}.result-details{margin:23px 0}.result-details>div{display:flex;justify-content:space-between;gap:20px;padding:7px 0;font-size:11px}.result-details dt{color:#dfe7ff}.result-details dd{margin:0;font-weight:550;text-align:right;white-space:nowrap}.scenario-warning{font-size:11px;background:rgba(255,255,255,.13);border-radius:5px;padding:10px;margin-bottom:18px}.calculator-result>.button{margin-top:auto;width:100%}.result-note{font-size:10px;line-height:1.6;text-align:center;margin-top:13px;color:#dfe7ff}.calculation-method{margin-top:24px;color:var(--muted);font-size:12px}.calculation-method summary{cursor:pointer;color:var(--blue);font-weight:600}.calculation-method>div{max-width:1000px;padding:15px 0}.calculation-method a{text-decoration:underline;text-underline-offset:3px;display:inline-block;margin-top:14px}
.faq-section{background:var(--white)}.faq-grid{display:grid;grid-template-columns:.9fr 1.2fr;gap:110px}.faq-intro h2{color:var(--blue);margin-bottom:24px}.faq-intro>p:not(.eyebrow){max-width:330px;font-size:14px;color:var(--muted)}.faq-intro .text-link{margin-top:24px}.faq-list details{border-bottom:1px solid var(--line)}.faq-list details:first-child{border-top:1px solid var(--line)}.faq-list summary{position:relative;list-style:none;cursor:pointer;padding:22px 32px 22px 0;font-size:15px;font-weight:550;color:var(--blue)}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:"+";position:absolute;right:1px;top:20px;font-weight:400;font-size:20px;color:var(--gold-text)}.faq-list details[open] summary:after{content:"−"}.faq-list details>div{padding:0 20px 24px 0;color:var(--muted);font-size:13px;line-height:1.85}
.contact-section{background:var(--blue);color:var(--white)}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:85px;align-items:start}.contact-copy .eyebrow{color:#edcd75}.contact-copy h2{margin-bottom:25px;font-size:clamp(34px,3.7vw,49px)}.contact-copy h2 em{color:#f3dfaa}.contact-copy>p:not(.eyebrow){max-width:440px;color:#e0e8ff;font-size:14px}.contact-options{display:grid;gap:15px;margin-top:33px}.contact-option{position:relative;padding:0 35px 18px 0;border-bottom:1px solid rgba(255,255,255,.24)}.contact-option>span{display:block;font-size:10px;text-transform:uppercase;letter-spacing:.15em;color:#dfe7ff;margin-bottom:5px}.contact-option strong{font-weight:450;font-size:clamp(18px,2.1vw,24px);word-break:break-word}.contact-option i{position:absolute;right:0;top:16px;font-style:normal;color:#f3dfaa;font-size:23px}.contact-option:hover strong{text-decoration:underline;text-underline-offset:6px}.contact-assurance{font-size:11px!important;line-height:1.9;margin-top:28px}.booking-direct{margin-top:28px}.contact-form{background:var(--white);color:var(--ink);border-radius:var(--radius);padding:34px;min-width:0}.contact-form h3{font-family:Georgia,serif;color:var(--blue);font-weight:400;font-size:25px;margin-bottom:25px}.contact-fields{display:grid;grid-template-columns:1fr 1fr;gap:17px;margin-bottom:20px}.contact-form>label{margin-top:17px}.contact-form>.button{width:100%;margin-top:23px}.contact-note{font-size:10px;color:var(--muted);margin-top:14px;line-height:1.75}.scenario-checkbox{display:flex!important;align-items:flex-start;gap:10px;font-size:11px!important;color:var(--muted)}.scenario-checkbox input{margin:3px 0 0;accent-color:var(--blue);width:14px;flex-shrink:0}.email-fallback{border-top:1px solid var(--line);margin-top:19px;padding-top:17px;font-size:11px;color:var(--muted)}.email-fallback p a{color:var(--blue);text-decoration:underline;word-break:break-word}.email-fallback .text-button{margin:12px 0;color:var(--blue);font-size:11px}.email-fallback textarea{font-size:11px}.contact-section noscript{grid-column:1/-1;font-size:13px}.contact-section noscript a{text-decoration:underline}
.site-footer{background:var(--white);padding-top:50px;color:var(--ink)}.footer-main{display:grid;grid-template-columns:1.3fr 1fr .8fr 1.1fr;gap:40px;padding-bottom:44px}.footer-main .brand-art{width:225px}.footer-main>div>p{font-size:11px;color:var(--muted);margin-top:18px;max-width:230px}.footer-main nav,.footer-contact{display:flex;flex-direction:column;gap:10px;align-items:flex-start;font-size:11px;color:var(--muted);padding-top:9px}.footer-main strong{color:var(--blue);font-size:11px;margin-bottom:7px}.footer-main nav a:hover,.footer-contact a:hover{color:var(--blue);text-decoration:underline}.footer-contact a{word-break:break-word}.footer-contact span{font-size:10px;margin-top:6px}.footer-bottom{display:flex;align-items:center;justify-content:space-between;padding-top:20px;padding-bottom:22px;border-top:1px solid var(--line);font-size:10px;color:var(--muted)}.footer-bottom .text-button{font-size:10px}
.privacy-dialog{max-width:620px;width:calc(100% - 40px);max-height:80vh;overflow:auto;border:0;border-radius:12px;padding:35px;background:var(--white);color:var(--ink)}.privacy-dialog::backdrop{background:rgba(14,33,75,.55);backdrop-filter:blur(4px)}.dialog-heading{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-bottom:22px}.dialog-heading h2{color:var(--blue);font-size:30px}.dialog-close{background:none;border:0;font-size:28px;color:var(--blue);padding:0 5px}.privacy-dialog>p{font-size:13px;color:var(--muted);line-height:1.9}.privacy-dialog>p a{color:var(--blue);text-decoration:underline}.privacy-dialog form{margin-top:24px}
@media(min-width:1440px){.hero-grid{gap:92px}.hero-picture{height:620px}}
@media(max-width:1280px){.menu-toggle{display:block;margin-left:auto}.main-nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--white);padding:22px 32px;border-bottom:1px solid var(--line);box-shadow:0 14px 20px rgba(23,42,68,.06);gap:20px;flex-direction:column;align-items:stretch}.main-nav.is-open{display:flex}.main-nav a{padding:3px 0;font-size:15px}.main-nav .button{padding:13px}}
@media(max-width:1090px){.container{width:calc(100% - 64px)}.menu-toggle{display:block;margin-left:auto}.main-nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--white);padding:22px 32px;border-bottom:1px solid var(--line);box-shadow:0 14px 20px rgba(23,42,68,.06);gap:20px;flex-direction:column;align-items:stretch}.main-nav.is-open{display:flex}.main-nav a{padding:3px 0;font-size:15px}.main-nav .button{padding:13px}.hero-grid{gap:40px}.hero-picture{height:530px}.hero-caption{left:-15px;bottom:25px;padding:17px 20px;min-width:230px}.hero h1{font-size:clamp(46px,5.45vw,62px)}.hero-intro{font-size:15px}.hero-actions{gap:20px}.hero-actions .text-link{font-size:12px}.hero-bottom span{font-size:9px;letter-spacing:.12em}.hero-bottom span+span:before{margin-right:16px}.section{padding:80px 0}.services-heading,.approach-grid{gap:55px}.service-detail{gap:35px;padding-right:15px}.project-intro-grid{gap:70px}.calculator-heading,.faq-grid{gap:55px}.contact-grid{gap:40px}.calculator-form,.calculator-result{padding:28px}.adviser-strip{margin-top:50px;gap:15px}.adviser-strip>p{display:none}.adviser-strip>a{margin-left:auto}.footer-main{grid-template-columns:1.1fr 1fr 1fr;gap:30px}.footer-contact{grid-column:2/4;flex-direction:row;flex-wrap:wrap;gap:18px;padding:0}.footer-contact strong{flex-basis:100%;margin:0}.footer-contact span{margin:0}.approach-section{padding-bottom:0}}
@media(max-width:760px){html{scroll-padding-top:91px}.container{width:calc(100% - 40px)}.site-header{padding:9px 0}.brand-art{width:175px}.hero-grid{grid-template-columns:1fr;padding-top:33px;padding-bottom:42px;gap:42px}.hero-copy{padding:6px 0 0}.hero h1{font-size:clamp(43px,9.5vw,64px);margin-bottom:22px}.hero-intro{font-size:15px;max-width:500px}.eyebrow{font-size:9px;letter-spacing:.17em;margin-bottom:17px}.hero-actions{gap:24px;margin-top:25px}.hero-note{font-size:10px;margin-top:23px}.hero-visual{max-width:500px;width:100%;justify-self:center;padding-right:10px}.hero-picture{height:420px;border-radius:220px 220px 10px 10px}.hero-gold-arc{inset:-12px -7px 16px 18px;border-radius:220px 220px 14px 14px}.hero-caption{left:0;bottom:22px;min-width:230px}.hero-bottom .container{padding:17px 0;justify-content:center;flex-wrap:wrap;gap:8px 18px}.hero-bottom span{font-size:8px;letter-spacing:.06em}.hero-bottom span+span:before{display:none}.section{padding:62px 0}h2{font-size:clamp(32px,7.5vw,42px)}.services-heading{grid-template-columns:1fr;gap:23px}.section-heading{margin-bottom:30px}.services-heading>p{font-size:14px}.service-row summary{grid-template-columns:35px 1fr 20px;gap:12px;padding:23px 0}.service-number{font-size:19px}.service-label{font-size:9px}.service-row h3{font-size:24px}.service-detail{padding:0 5px 25px 47px;display:block}.service-detail p{font-size:13px}.service-detail .text-link{margin-top:20px;font-size:12px}.other-solutions{padding-top:27px}.other-solutions a{font-size:10px;padding:8px 10px}.approach-grid{grid-template-columns:1fr;gap:43px}.approach-copy>p:not(.eyebrow){font-size:14px}.process-list{gap:20px}.process-list li{padding-bottom:20px;gap:17px}.process-list h3{font-size:16px}.process-list p{font-size:12px}.adviser-strip{padding:24px 0;gap:13px;flex-wrap:wrap;margin-top:35px}.adviser-monogram{width:39px;height:39px}.adviser-identity strong{font-size:12px}.adviser-identity span{font-size:9px}.adviser-strip>a{margin-left:52px;font-size:12px}.project-intro-grid{grid-template-columns:1fr;gap:28px}.project-intro p:not(.eyebrow){font-size:14px}.quick-form{padding:24px}.calculator-heading{grid-template-columns:1fr;gap:20px}.calculator-heading>p{font-size:13px}.calculator-panel{grid-template-columns:1fr}.calculator-form,.calculator-result{padding:24px}.calc-fields{gap:19px 13px}.field label{font-size:10px}.input-affix>span{font-size:10px;right:9px}.input-affix input{padding-right:47px!important}.main-result strong{font-size:49px}.main-result{padding-top:17px}.result-kicker{font-size:10px}.monthly-difference>span{max-width:none}.result-details>div{font-size:12px}.result-note{font-size:10px}.faq-grid{grid-template-columns:1fr;gap:30px}.faq-intro h2 br{display:none}.faq-intro>p:not(.eyebrow){font-size:14px;max-width:440px}.faq-intro .text-link{margin-top:19px}.faq-list summary{font-size:14px}.contact-grid{grid-template-columns:1fr;gap:34px}.contact-copy h2{font-size:38px}.contact-form{padding:24px}.contact-copy>p:not(.eyebrow){font-size:14px}.contact-option strong{font-size:23px}.contact-options{margin-top:28px}.contact-fields{gap:13px}.footer-main{grid-template-columns:1fr 1fr;gap:30px;padding-bottom:35px}.footer-main>div:first-child{grid-column:1/-1}.footer-main .brand-art{width:220px}.footer-main>div>p{max-width:none;font-size:11px}.footer-contact{grid-column:1/-1;gap:12px 25px;font-size:12px}.footer-main nav{font-size:12px}.footer-main strong{font-size:12px}.footer-bottom{gap:20px;font-size:10px}.privacy-dialog{padding:26px}.dialog-heading h2{font-size:27px}.approach-section{padding-bottom:0}}
@media(max-width:390px){.hero h1{font-size:41px}.hero-actions .button{width:100%}.hero-actions .text-link{font-size:12px}.hero-picture{height:360px}.contact-copy h2{font-size:33px}.contact-form h3{font-size:23px}.contact-fields,.calc-fields{grid-template-columns:1fr}.calc-form-heading{gap:10px}.calc-form-heading h3{font-size:21px}.monthly-difference{gap:10px;padding:14px 12px}.monthly-difference strong{font-size:16px}.hero-bottom span{font-size:8px}.adviser-identity span{font-size:8.5px}}
@media(max-width:1090px){.team-grid{gap:50px}.mission-grid{gap:55px}}
@media(max-width:760px){.team-grid{grid-template-columns:1fr;gap:34px}.team-portrait{width:100%;max-width:430px;justify-self:center}.team-photo-frame{border-radius:110px 110px 10px 10px;box-shadow:8px 8px 0 rgba(212,175,55,.13)}.team-portrait figcaption{font-size:16px;margin-top:23px}.team-story h3{font-size:29px}.team-role{font-size:12px}.team-bio{font-size:13px;margin-top:22px}.team-values{font-size:10px;gap:10px 18px}.mission-grid{grid-template-columns:1fr;gap:30px}.mission-copy>p:not(.eyebrow){font-size:13px;max-width:none}.mission-projects a{grid-template-columns:27px minmax(0,1fr) 18px;gap:13px;padding:22px 0}.mission-projects h3{font-size:22px}.mission-number{font-size:18px}.mission-projects p{font-size:12px}.mission-promise{align-items:flex-start;flex-direction:column;gap:24px;margin-top:32px;padding-top:26px}.mission-promise p{font-size:28px}.mission-promise .button{max-width:none}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}.button:hover{transform:none}}

/* Shared navigation and separate pages. */
.main-nav{gap:16px}.main-nav>a{white-space:nowrap}.main-nav>a[aria-current=page],.main-nav>a.parent-active{color:var(--blue);text-decoration:underline;text-underline-offset:7px;text-decoration-color:var(--gold)}.breadcrumb{display:flex;flex-wrap:wrap;align-items:center;gap:12px;padding-top:22px;padding-bottom:22px;font-size:11px;color:var(--muted)}.breadcrumb>a:hover{color:var(--blue);text-decoration:underline}.breadcrumb>[aria-current=page]{color:var(--blue);font-weight:600}.inner-page h1{font-size:clamp(2.4rem,4.2vw,3.9rem);color:var(--blue);overflow-wrap:break-word}.inner-page .approach-copy h1,.inner-page .contact-copy h1{color:var(--white);margin-bottom:28px}.inner-page .approach-copy h1 em,.inner-page .contact-copy h1 em{color:#f3dfaa}.inner-page .mission-copy h1,.inner-page .project-intro h1{margin-bottom:26px}.section-lead{max-width:690px;margin-top:26px;font-size:15px;color:var(--muted);line-height:1.85}
.hero-bottom .container{display:block;padding-top:23px;padding-bottom:23px}.specialty-ribbon{display:flex;flex-wrap:wrap;justify-content:center;gap:13px 28px;list-style:none;padding:0;margin:0}.specialty-ribbon li{display:flex;align-items:center;gap:12px;font-size:10px;text-transform:uppercase;letter-spacing:.075em}.specialty-ribbon li:before{content:"";width:4px;height:4px;border-radius:50%;background:var(--gold);flex-shrink:0}.specialty-ribbon a:hover{text-decoration:underline;text-underline-offset:5px}.specialty-ribbon a:focus-visible{outline-color:var(--white)}
.refusal-section{background:var(--white)}.refusal-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:90px;align-items:center}.refusal-copy h2{color:var(--blue);margin-bottom:28px}.refusal-copy>p:not(.eyebrow){font-size:14px;line-height:1.85;color:var(--muted)}.refusal-copy strong{color:var(--ink);font-weight:650}.section-actions{display:flex;flex-wrap:wrap;align-items:center;gap:23px;margin-top:30px}.context-note{font-size:11px!important;line-height:1.8;margin-top:22px}.adviser-preview{width:100%;max-width:370px;justify-self:end}.adviser-preview-photo{aspect-ratio:3/4;border-radius:160px 160px 12px 12px;border:1px solid var(--line);overflow:hidden;background:#e8e5df;box-shadow:10px 10px 0 rgba(212,175,55,.15)}.adviser-preview-photo img{width:100%;height:100%;object-fit:contain}.adviser-preview-caption{padding:25px 0 0;display:grid;gap:5px}.adviser-preview-caption strong{font-family:Georgia,serif;font-size:24px;color:var(--blue);font-weight:400}.adviser-preview-caption>span{font-size:11px;color:var(--muted)}.adviser-preview-caption .text-link{margin-top:12px;font-size:12px}
.home-services{background:#f0f2f7}.service-preview-list{border-bottom:1px solid #d7dce6}.service-preview-list>a{display:grid;grid-template-columns:50px 1fr 24px;align-items:center;gap:22px;border-top:1px solid #d7dce6;padding:25px 0}.service-preview-list h3{font-family:Georgia,serif;font-weight:400;font-size:25px;letter-spacing:-.02em;color:var(--blue);margin-bottom:8px}.service-preview-list p{font-size:13px;color:var(--muted)}.service-preview-list>a>span:last-child{font-size:23px;color:var(--blue)}.service-preview-list>a:hover h3{text-decoration:underline;text-underline-offset:5px}.home-next,.credit-next{background:var(--ivory)}.home-next-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:90px;align-items:center}.home-next h2,.credit-next h2{color:var(--blue);margin-bottom:24px}.home-next p:not(.eyebrow),.credit-next p:not(.eyebrow){color:var(--muted);font-size:14px;line-height:1.85}.home-next .text-link,.credit-next .button{margin-top:24px}.next-step-options{display:flex;flex-direction:column;align-items:flex-start;gap:18px;border-left:1px solid var(--gold);padding:20px 0 20px 45px}.next-step-options .text-link{margin:0}.mission-budget{display:grid;grid-template-columns:.95fr 1.2fr;gap:100px;margin-top:64px;padding:40px 0;border-top:1px solid var(--line)}.mission-budget h2{color:var(--blue);font-size:clamp(30px,3vw,42px)}.mission-budget>div>p:not(.eyebrow){font-size:14px;color:var(--muted);line-height:1.85}.mission-budget strong{color:var(--ink);font-weight:650}.mission-budget .text-link{margin-top:23px}
.page-intro{background:var(--ivory)}.intro-grid,.feature-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:90px;align-items:start}.intro-grid>div>p:not(.eyebrow){font-size:15px;color:var(--muted);line-height:1.85}.intro-grid .button{margin-top:28px}.refusal-feature{background:var(--blue);color:var(--white)}.refusal-feature .eyebrow{color:#edcd75}.refusal-feature h2 em{color:#f3dfaa}.feature-grid>div>p:not(.eyebrow){font-size:14px;line-height:1.85;color:#e0e8ff}.feature-grid strong{color:var(--white)}.feature-grid .button{margin-top:28px}.credit-work{background:var(--white)}.credit-work-list{border-bottom:1px solid var(--line)}.credit-work-list article{display:grid;grid-template-columns:60px 1fr;gap:25px;border-top:1px solid var(--line);padding:32px 0}.credit-work-list h3{font-family:Georgia,serif;font-weight:400;letter-spacing:-.02em;font-size:27px;color:var(--blue);margin-bottom:18px}.credit-work-list p{font-size:14px;line-height:1.85;color:var(--muted);max-width:890px}.credit-habits{background:#f0f2f7}.habits-grid{display:grid;grid-template-columns:.9fr 1.15fr;gap:95px;align-items:start}.habits-grid h2{color:var(--blue);margin-bottom:25px}.habits-grid>div>p:not(.eyebrow){font-size:14px;color:var(--muted);line-height:1.85}.credit-tips{margin:0;padding:0 0 0 26px}.credit-tips li{padding:0 0 23px 12px;margin-bottom:23px;border-bottom:1px solid #d7dce6}.credit-tips li:last-child{margin-bottom:0}.credit-tips li::marker{color:var(--gold-text);font-family:Georgia,serif;font-size:22px}.credit-tips h3{color:var(--blue);font-size:18px;margin-bottom:10px}.credit-tips p{font-size:13px;color:var(--muted);line-height:1.85}.credit-resources{border-left:1px solid var(--gold);padding-left:35px;display:flex;flex-direction:column;gap:15px}.credit-resources h3{color:var(--blue);font-size:18px}.credit-resources p{font-size:12px!important}.credit-resources a{font-size:12px;color:var(--blue);text-decoration:underline;text-underline-offset:4px}
@media(max-width:1280px){.main-nav{gap:14px;max-height:calc(100dvh - 90px);overflow-y:auto}.main-nav>a{white-space:normal;padding:7px 0}}
@media(max-width:1090px){.refusal-grid,.intro-grid,.feature-grid,.home-next-grid{gap:50px}.mission-budget,.habits-grid{gap:55px}.adviser-preview-caption strong{font-size:22px}.specialty-ribbon{gap:12px 24px}}
@media(max-width:760px){.breadcrumb{padding-top:18px;padding-bottom:18px;font-size:10px;gap:9px}.inner-page h1{font-size:clamp(34px,8vw,46px)}.refusal-grid,.home-next-grid,.intro-grid,.feature-grid,.mission-budget,.habits-grid{grid-template-columns:1fr;gap:32px}.refusal-grid{gap:42px}.adviser-preview{justify-self:center;max-width:330px}.section-actions{gap:20px}.context-note{font-size:10px!important}.service-preview-list>a{grid-template-columns:31px 1fr 20px;gap:14px;padding:23px 0}.service-preview-list h3{font-size:23px}.service-preview-list p{font-size:12px}.next-step-options{padding:8px 0 8px 22px}.mission-budget{margin-top:40px;padding:30px 0}.mission-budget h2{font-size:31px}.mission-budget>div>p:not(.eyebrow){font-size:13px}.specialty-ribbon{justify-content:flex-start;gap:12px 22px}.specialty-ribbon li{font-size:9px;letter-spacing:.055em;gap:8px}.hero-bottom .container{padding:20px 0}.credit-work-list article{grid-template-columns:31px 1fr;gap:14px;padding:28px 0}.credit-work-list h3{font-size:23px}.credit-work-list p{font-size:13px}.credit-tips h3{font-size:17px}.credit-resources{padding-left:23px}.section-lead{font-size:14px;margin-top:22px}}